Private loans

AS Finanz provides full transparency: all conditions at a glance.

Below you will find all relevant information in one clearly arranged table. Do not hesitate to contact us if you have any additional questions or try to look into the FAQs, perhaps you will find the desired answer there.

Legal requirements for granting private loans
Minimum years of age		18
Maximum years of age		69 (the loan must be completed repaid by the age of 70)
Minimum income		CHF 2’500.00 net
Identity card		Swiss passport or ID Foreign identity document B/C Cross-border commuter identity document G
Employment relationships/Earnings		Permanently employed Temporary employment Self-employed Retired, based on old age and survivors insurance/invalidity insurance (without supplementary benefits)
Compulsory execution / seizure / certificate of losse		No open compulsory execution, garnishments, certificates of loss may be registered.
Loan-related information
Loan amounts		CHF 3’000-300’000
Loan life		6-120 months
Max. annual percentage rate (including all costs)		From 5.9-9.9%, depending on the individual offer of the loan bank
Commission		None.
Administrative fee		None.
Necessary documents to apply for a private loan		Copy of a valid identity card (Swiss passport, ID or foreign identity document) Copy of the current payroll accounting slip (in case of hourly wages copies of the last three payroll accounting slips)
Waiting period until the loan decision d		24 hours
Waiting period until loan disbursement		14 days (waiting period as required by law – loans starting from 80,000 CHF are paid out directly, as the legal waiting period does not apply in this case)
Type of disbursement		Cash disbursement on the bank counter Transfer to the post or bank account

Legal requirements for granting private loans
Minimum years of age		18
Maximum years of age		69 (the loan must be completed repaid by the age of 70)
Minimum income		CHF 2’500.00 net
Identity card		Swiss passport or ID Foreign identity document B/C/LG Cross-border commuter identity document G
Employment relationships/Earnings		Permanently employed Temporary employment Self-employed Retired, based on old age and survivors insurance/invalidity insurance (without supplementary benefits)
Compulsory execution / seizure / certificate of losse		No open compulsory execution, garnishments, certificates of loss may be registered.
Loan-related information
Loan amounts		CHF 3’000-250’000
Loan life		6-120 months
Max. annual percentage rate (including all costs)		From 4.4-9.95%, depending on the individual offer of the loan bank
Commission		None.
Administrative fee		None.
Necessary documents to apply for a private loan		Copy of a valid identity card (Swiss passport, ID or foreign identity document) Copy of the current payroll accounting slip (in case of hourly wages copies of the last three payroll accounting slips)
Waiting period until the loan decision d		24 hours
Waiting period until loan disbursement		14 days (waiting period as required by law – loans starting from 80,000 CHF are paid out directly, as the legal waiting period does not apply in this case)
Type of disbursement		Cash disbursement on the bank counter Transfer to the post or bank account

In an era of fast living, one has to be able to react fast. Often this cannot be done because of one’s own lacking financial abilities. A private loan will put at your disposal the necessary cash at the best possible conditions, so that you can cease your attractive opportunities or put big plans into action.

The application possibilities are unlimited. For example, do you want to

buy a car?
buy or reconstruct/renovate your own home?
undertake a costly education or further education program?

In that case you should not put these plans on a shelf, apply for a private loan now conveniently online. In this way, you shall have at your disposal the financial means that you need and you can choose alone the time period for the loan repayment, with convenient monthly installments.

LOAN REQUEST

CREDIT HOTLINE

Our consultants are available for you daily from 08:30-18:

043 355 99 44

LIVE-CHAT

Need help? Chat
live with our credit professionals?

GUARANTEED SERIOUSNESS

We are a verified provider with the official credit brokerage license issued by:

AS Finanz GmbH is an accredited and certified Swiss provider with a cantonal license for financial intermediation.