DE
FR
IT
EN
PT
AS Finanz GmhH is an accredited and certified Swiss provider with a cantonal license for financial intermediation.
AS Finanz GmbH is an accredited and certified Swiss provider with a cantonal license for financial intermediation.
Cash loan: A financing solution for your needs
LOAN REQUEST
What is a cash loan?
A cash loan is a form of loan that is commonly referred to as a personal loan or consumer loan. Despite the name, you do not receive the money in cash; instead, it is transferred to your private bank or postal account. A cash loan can be an excellent solution if you need financial flexibility. Whether you want to buy a new car, renovate your home, or simply fulfill a dream, a cash loan can provide you with the necessary funds.
Difference between cash loan and overdraft:
Although both cash loans and overdrafts (disposition credit or current account credit) are forms of loans, there are fundamental differences between them.
An overdraft is a temporary approval from your bank to overdraw your account up to a certain limit (current account). For example, you can withdraw an amount from an ATM using your debit card and have short-term access to those funds. Overdrafts are generally intended for short-term financial needs and tend to have higher interest rates than cash loans.
In contrast, a cash loan is a more flexible and cost-effective way to access money. You can adjust the amount you borrow and the term of the loan to suit your needs.
Terms at AS Finanz GmbH
AS Finanz GmbH offers cash loans under the following terms:
- Loan amounts between CHF 5,000 and CHF 300,000.
- Terms between 12 and 84 months.
- Interest rates of 5.9%, 6.9%, 7.9%, 8.9%, or 9.9%, depending on loan conditions and creditworthiness.
- The transfer of funds occurs after the statutory withdrawal period of 14 days directly to your account.
Our cash loans are flexible and tailored to your individual needs. With fixed monthly installments, you always know what costs to expect.
The advantages of a cash loan
A cash loan offers many benefits. It gives you the opportunity to quickly and easily access cash. You can individually choose the amount of your loan within a range of CHF 5,000 to CHF 300,000.
Another advantage is transparency. Thanks to fixed monthly installments, you always know what you need to repay.
Do you already have a loan with another financial company?
No problem. You can quickly and easily switch your loan to us. We are committed to making the transition as smooth as possible.
Conclusion
A cash loan can be an excellent financing option when you need greater financial flexibility. With flexible terms and customizable loan amounts, AS Finanz GmbH offers cash loans that are tailored to your needs.
With fixed interest rates and set monthly installments, you always know exactly what costs to expect, allowing you to plan your finances effectively.
If you have an existing loan with another financial institution, AS Finanz GmbH enables you to switch easily, free of charge, and without hassle. This way, you can benefit from the attractive conditions we offer.
Overall, a cash loan is an efficient and practical financing solution that helps you achieve your financial goals. Whether you are planning a larger purchase, need to cover your monthly expenses, or simply seek financial flexibility, a cash loan could be the ideal solution for you. With AS Finanz GmbH by your side, you have a reliable partner to accompany you on your path to financial security.
Remember: It is important to use a loan responsibly and ensure that the monthly installments fit within your budget. If you have questions or need assistance in selecting the right loan, we are here to help. At AS Finanz GmbH, our goal is to assist you in meeting your financial needs.
LOAN REQUEST
CREDIT HOTLINE
Our consultants are available for you daily from 08:30-18:
043 355 99 44
GUARANTEED SERIOUSNESS
We are a verified provider with the official credit brokerage license issued by:
